- Mon - Fird: 8.00 AM - 5:00 PM
-
19790 W Dixie Hwy Suite 501
Aventura, FL 33180 - +1 (305) 770-4440
Loan Programs
Fix & Flip
Construction
Rental
Multifamily
PROPERTY TYPES
Residential (1-4 Units)
Residential (1-4 Units)
Single-Family / 2-4 / Townhomes / PID / Warrantable Condos
Residential (5+ Units)
LOAN AMOUNT
$50,000 - $2,500,000
$50,000 - $2,000,000
$75,000 - $2,000,000
$500,000 +
MAXIMUM LOAN TO COST
80% of Purchase and 100% of Rehab Costs
80%
-
* Purchase Loans: 80% of Purchase/As-is Value + 100% of Rehab Costs
* Refinance Loans: 75% of As-is Value + 100% of Rehab Costs
MAXIMUM LOAN TO ARV
75%
70%
-
75%
TERM LENGHT
Up to 18 Months
Up to 24 Months
Up to 18 Months
Up to 24 Months + Two 6-moths Extensions
RECOURSE
Full Recourse
Full Recourse
Full Recourse
Full Recourse
LOAN TYPES
-
-
30-Year Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
Interest Only / Fixed / Adjustable Rate Mortgage Options
MAXIMUM LOAN TO AS-IS VALUE (SUBJECT TO MINIMUM FICO)
-
-
* Purchase / Rate-Term Refinance: 80%
* Cashout Refinance: 75%
-
MINIMUM DEBT SERVICE COVERAGE RATION (GROSS RENT / PITIA)
-
-
1.20x
-
LEASE REQUIREMENTS
-
-
* Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
* Unleashed Units: 90% of Market Rent (Purchase Loans Only)
-
MINIMUM GUARANTOR FICO
-
-
Mid-Score of 640
-
| Fix & Flip | Construction | Rental | Multifamily | |
|---|---|---|---|---|
|
PROPERTY TYPES |
Residential (1-4 Units) |
Residential (1-4 Units) |
Single-Family / 2-4 / Townhomes / PID / Warrantable Condos |
Residential (5+ Units) |
|
LOAN AMOUNT |
$50,000 – $2,500,000 |
$50,000 – $2,000,000 |
$75,000 – $2,000,000 |
$500,000 + |
|
MAXIMUM LOAN TO COST |
80% of Purchase and 100% of Rehab Costs |
80% |
– |
* Purchase Loans: 80% of Purchase/As-is Value + 100% of Rehab Costs
* Refinance Loans: 75% of As-is Value + 100% of Rehab Costs |
|
MAXIMUM LOAN TO ARV |
75% |
70% |
– |
75% |
|
TERM LENGHT |
Up to 18 Months |
Up to 24 Months |
Up to 18 Months |
Up to 24 Months + Two 6-moths Extensions |
|
RECOURSE |
Full Recourse |
Full Recourse |
Full Recourse |
Full Recourse |
|
LOAN TYPES |
– |
– |
30-Year Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing) |
Interest Only / Fixed / Adjustable Rate Mortgage Options |
|
MAXIMUM LOAN TO AS-IS VALUE (SUBJECT TO MINIMUM FICO) |
– |
– |
* Purchase / Rate-Term Refinance: 80% * Cashout Refinance: 75% |
– |
|
MINIMUM DEBT SERVICE COVERAGE RATION (GROSS RENT / PITIA) |
– |
– |
1.20x |
– |
|
LEASE REQUIREMENTS |
– |
– |
* Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
* Unleashed Units: 90% of Market Rent (Purchase Loans Only) |
– |
|
MINIMUM GUARANTOR FICO |
– |
– |
Mid-Score of 640 |
– |
Fix & Flip
PROPERTY TYPES: Residential (1-4 Units)
LOAN AMOUNT: $50,000 - $2,500,000
MAXIMUM LOAN TO COST: 80% of Purchase and 100% of Rehab Costs
MAXIMUM LOAN TO ARV: 75%
TERM LENGHT: Up to 18 Months
RECOURSE: Full Recourse
Construction
PROPERTY TYPES: Residential (1-4 Units)
LOAN AMOUNT: $50,000 - $2,000,000
MAXIMUM LOAN TO COST: 80%
MAXIMUM LOAN TO ARV: 70%
TERM LENGHT: Up to 24 Months
RECOURSE: Full Recourse
Rental
PROPERTY TYPES: Single Family / 2-4 / Townhomes / PID / Warrantable Condos
LOAN AMOUNT: $75,000 - $2,000,000
LOAN TYPES: 30-Year Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
MAXIMUM LOAN TO AS-IS VALUE (SUBJECT TO MINIMUM FICO):
* Purchase /Rate-Term Refinance: 80%
* Cashout Refinance: 75%
MINIMUM DEBT SERVICE COVERAGE RATION (GROSS RENT/PITIA): 1.20x
TERM LENGHT: Up to 18 Months
RECOURSE: Full Recourse
LEASE REQUIREMENTS:
* Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
* Unleased Units: 90% of Market Rent (Purchase Loans Only)
MINIMUM GUARANTOR FICO: Mid-Score of 640
Multifamily
PROPERTY TYPES: Residential (5+ Units)
LOAN AMOUNT: $500,000 +
LOAN TYPES: Interest Only / Fixed/Adjustable Rate Mortgage Options
MAXIMUM LOAN TO COST:
* Purchase Loans: 80% of Purchase/As-is Value + 100% of Rehab Costs
* Refinance Loans: 75% of As-is Value + 100% of Rehab Costs
MAXIMUM LOAN TO STABILIZED VALUE: 75%
TERM LENGHT: Up to 24 Months + Two 6-month Extentions
RECOURSE: Full Recourse
Fix & Flip
-
-
PROPERTY TYPES:
Residential (1-4 Units) -
LOAN AMOUNT:
$50,000 - $2,500,000 -
MAXIMUM LOAN TO COST:
80% of Purchase and 100% of Rehab Costs -
MAXIMUM LOAN TO ARV:
75% -
TERM LENGHT:
Up to 18 Months -
RECOURSE:
Full Recourse
Construction
-
-
PROPERTY TYPES:
Residential (1-4 Units) -
LOAN AMOUNT:
$50,000 - $2,000,000 -
MAXIMUM LOAN TO COST:
80% -
MAXIMUM LOAN TO ARV:
70% -
TERM LENGHT:
Up to 24 Months -
RECOURSE:
Full Recourse
Multifamily
-
-
PROPERTY TYPES:
Residential (5+ Units) -
LOAN AMOUNT:
$500,000 + -
LOAN TYPES:
Interest Only / Fixed/Adjustable Rate Mortgage Options -
MAXIMUM LOAN TO COST:
* Purchase Loans: 80% of Purchase/As-is Value + 100% of Rehab Costs
*Refinance Loans: 75% of As-is Value + 100% of Rehab Costs -
MAXIMUM LOAN TO STABILIZED VALUE:
75% -
TERM LENGHT:
Up to 24 Months + Two 6-month Extentions -
RECOURSE:
Full Recours -
Rental
-
-
PROPERTY TYPES:
Single Family / 2-4 / Townhomes / PID / Warrantable Condos -
LOAN AMOUNT:
$75,000 - $2,000,000 -
LOAN TYPES:
30-Year Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing) -
MAXIMUM LOAN TO AS-IS VALUE (SUBJECT TO MINIMUM FICO):
*Purchase /Rate-Term Refinance: 80%
* Cashout Refinance: 75% -
MINIMUM DEBT SERVICE COVERAGE RATION (GROSS RENT/PITIA):
1.20x -
TERM LENGHT:
Up to 18 Months -
RECOURSE:
Full Recourse -
LEASE REQUIREMENTS:
* Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
* Unleased Units: 90% of Market Rent (Purchase Loans Only) -
MINIMUM GUARANTOR FICO:
Mid-Score of 640
Improve Your Business We Offer Great
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Number of Finance Services
Marketing Research
Analysis of the market as a whole and its particular components (competitors, consumers, product, etc.)
Organizational Audit
Analysis of internal processes & procedures, staff activity evaluation, evaluation of technologies.
Business Consulting
Successful experience of experts in structuring investment projects, developing and implementing.
Business Consulting
Successful experience of experts in structuring investment projects, developing and implementing.
Project Management
We are working in the format of an outsourcing project office. We assume operational coordination.
Project Management
We are working in the format of an outsourcing project office. We assume operational coordination.
Support Functions
Integrating of innovation and public benefit into your workflows; ensuring strategic and sustainable.
Finance Planning
We identify the mission, goals and strategic priorities of a business project or non-profit organization.